Mortgage Loan Officer

Company: Wells Fargo
Location: Lakeville
Posted on: June 6, 2021

Job Description:

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo's Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it's buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.

The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.

We have an immediate opening for a Home Mortgage Consultant (HMC). This individual is responsible for producing high quality loans that meet Wells Fargo Home Mortgage guidelines by building relationships with realtors, builders, financial professionals, bank stores, past customers and other nontraditional sources, while providing excellent customer service. Strong sales and organizational skills are essential. Bi-lingual job seekers are encouraged to apply.

Additional duties include:

• Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures
• Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
• Develop and maintain a high degree of visibility for WFHM in the marketplace
• Understand real estate appraisals, title reports, and real estate transactions
• Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk
• Continuously pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
• Perform miscellaneous duties as needed and required

This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO)

Required Qualifications

• 1+ year of sales experience in financial services, outside sales experience, or a combination of both

Desired Qualifications

• Customer service experience
• Mortgage industry experience
• Excellent verbal, written, and interpersonal communication skills
• Knowledge and understanding of sales prospecting and generating referrals
• Bilingual speaking proficiency in Spanish/English
• Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
• Basic Microsoft Office skills

Other Desired Qualifications

• Completion of formal position specific training programs

Job Expectations

• Reliable transportation
• Ability to work nights, weekends, and/or holidays as needed or scheduled
• This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.
• Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.
• This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.

Street Address

MN-Coon Rapids: 100 Coon Rapids Blvd - Coon Rapids, MN

MN-Litchfield: 100 N Marshall Ave - Litchfield, MN

MN-Burnsville: 100 W Burnsville Pkwy - Burnsville, MN

MN-Shakopee: 1156 Vierling E - Shakopee, MN

MN-Blaine: 12120 Aberdeen St Ne - Blaine, MN

MN-Arden Hills: 1220 County Road E W - Arden Hills, MN

MN-Rogers: 12916 Main St - Rogers, MN

MN-Hutchinson: 135 Main Street North - Hutchinson, MN

MN-Hastings: 1360 S Frontage Rd - Hastings, MN

MN-Maple Grove: 13765 83rd Way - Maple Grove, MN

MN-Apple Valley: 14325 Cedar Ave - Apple Valley, MN

MN-Minneapolis: 1505 W Lake St - Minneapolis, MN

MN-Apple Valley: 15574 Pilot Knob Rd - Apple Valley, MN

MN-Prior Lake: 16817 Duluth Ave Se - Prior Lake, MN

MN-Lakeville: 17365 Kenyon Ave - Lakeville, MN

MN-Minnetonka: 1809 Plymouth Rd S - Minnetonka, MN

MN-Saint Paul: 1827 Grand Ave - Saint Paul, MN

MN-Saint Cloud: 200 33rd Ave S - Saint Cloud, MN

MN-Stillwater: 2000 Northwestern Ave - Stillwater, MN

MN-Anoka: 2015 3rd Ave - Anoka, MN

MN-Forest Lake: 208 Lake St S - Forest Lake, MN

MN-Mound: 2220 Commerce Blvd - Mound, MN

MN-Minneapolis: 2329 Central Ave Ne - Minneapolis, MN

MN-Roseville: 2440 Fairview Ave N - Roseville, MN

MN-Plymouth: 3000 Fernbrook Ln N - Plymouth, MN

MN-Eagan: 3390 Pilot Knob Rd - Eagan, MN

MN-Saint Cloud: 400 1st St S - Saint Cloud, MN

MN-Chaska: 400 Chestnut Street - Chaska, MN

MN-Monticello: 407 Pine St - Monticello, MN

MN-Saint Louis Park: 4959 Excelsior Blvd - Saint Louis Park, MN

MN-Edina: 5116 Vernon Ave S - Edina, MN

MN-Minnetonka: 5120 County Road 101 - Minnetonka, MN

MN-Brooklyn Center: 5620 Brooklyn Blvd - Brooklyn Center, MN

MN-Savage: 5705 Loftus Dr - Savage, MN

MN-Buffalo: 615 Highway 55 E - Buffalo, MN

MN-Maple Grove: 6225 Sycamore Ln - Maple Grove, MN

MN-Fridley: 6315 University Ave Ne - Fridley, MN

MN-Saint Paul: 670 Mcknight Rd N - Saint Paul, MN

MN-Crystal: 7000 Bass Lake Rd - Crystal, MN

MN-Woodbury: 7525 Currell Blvd - Woodbury, MN

MN-Bloomington: 7900 Xerxes Ave S - Bloomington, MN

MN-Minneapolis: 80 S 8th St - Minneapolis, MN

MN-Brooklyn Park: 8041 Brooklyn Blvd - Brooklyn Park, MN

MN-Golden Valley: 8200 Golden Valley Rd - Golden Valley, MN

MN-New Hope: 8320 42nd Ave N - New Hope, MN

MN-Brooklyn Park: 8460 Zane Ave N - Brooklyn Park, MN

MN-Saint Louis Park: 8600 Highway 7 - Saint Louis Park, MN

MN-Cottage Grove: 8770 E Point Douglas Rd S - Cottage Grove, MN

MN-Lakeville: 8790 207th St W - Lakeville, MN

MN-Minneapolis: 90 S 7th St - Minneapolis, MN

MN-Wayzata: 900 Wayzata Blvd E - Wayzata, MN

MN-Eden Prairie: 935 Prairie Ctr Dr - Eden Prairie, MN

MN-Bloomington: 9742 Lyndale Avenue South - Bloomington, MN

MN-Bloomington: 9801 Normandale Blvd - Bloomington, MN

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary

Benefits

Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.

Keywords: Wells Fargo, Lakeville , Mortgage Loan Officer, Other , Lakeville, Minnesota